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Dr Brandson's Blog

Be inspired by founder Dr Peter Brandson's thoughts and opinions, shedding light on the bigger picture of bank corruption and how it damages people's lives.

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Sledgehammer Wielding Judge To Bring Justice

Bankers do not loan you money from deposits taken. They "create credit" with a fraudulent contract. Billie Rene' Powers will make history on July 30th in a Californian Court that will expose the criminal and abusive nature of banking. All countries and their people will see justice finally done.

Powers-to-the-people
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How would you like banks to behave?

Banks operate in a way that causes great harm to individuals and nations. What would your life be like if they operated in a way that was fair, honest and harmless?

Imagine what an honest banking system would look like. Also think about this - just because something is legal doesn't mean it's not harmful. Our big problem is -  if we can't stop the illegal things banks do right now how can we hope to stop the legal things they do that are harmful?

How-should-banks-behave?
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Equal Legal Power - It's Time

Do you think a bank that has ripped you off would take you to court if you had the same legal fire power as they do? Even better ..... do you think a bank would rip you off in the first place if they knew you could successfully take them on in any court required? BRN contributor Michael Sanderson is asking you to put a submission into the Royal Commission. Success will see banks responsible for their clients' legal expenses. It's a game changer. He's written templates for you to use. If he gets thousands of new submissions Commissioner Hayne will have to extend the duration of the RC. Join in .... we only get one RC - make it work ..... much better than what Turnbull and his banker mates had planned.

Hayne-Time-For-Equality-Of-Arms
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Turnbull & Shorten Fail

Responses to the Bill & Mal Show have us arguing over taxes. That is not the real battle folks. It is a distraction. Just like arguing whether Turnbull or Shorten should lead. It's an illusion of choice. Propaganda has limited the spectrum of the allowed and acceptable debate. You are allowed to argue, discuss and fight about trivia. While the critical issue is nowhere to be seen or heard. The fundamental issue is not even on the table. But remember - the system is structured to fleece all of us and our nation. Genuine structural reforms would enable you to have the same, or better, standard of living with half the amount of paid employment. You could be working part time, job sharing, maybe only working half the year. And - you would have world class services - education, health, transport, proper retirements. It's all possible .... but a pollie will never ever show you the way. BRN wants to change the agenda and break the matrix ...... and with your help the unmentionable will be up for discussion before the next election.

Just for fun we present an oldie but goodie explanation of the the Aussie tax system below. Have a beer with Mal and Bill.

Turnbull-Shorten-Have-A-Beer
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Budget Targets Hit

Once again a treasurer ignores the big picture and fiddles around the edges. Many of our young will never own their own home in part because bankers love big pay cheques and bonuses. So what does Morrison do? He cuts taxes on beer. The genius crows about hitting targets ... and he's right. But what target? Budget night is full of fantasy and fudged figures because the truth is just too alarming ..... and dangerous. We are going backwards while the pollies pretend we are going forwards. Debt levels worsen every year. Billions on education and way too many of our kids are having difficulties with literacy and numeracy. What gives?

Budget-2018
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Letter Of Demand

The previous big bank CEOs must deal with a letter of demand very much like the type sent to victims of predatory banking. Let's see them asked to drop in the keys to their homes and have their lifestyles turned upside down. The tables have turned now that the Hayne Banking Royal Commission has blown the lid on just how much crime and corruption exists in the financial system. Up to now senior bankers could run off with the loot regardless of how much damage clients and shareholders were left with. Decisions made by the CEOs decimated clients and cost shareholders millions if not billions of dollars and yet the bonuses and golden handshakes just flowed on regardless. It has been a boys club where insiders took parasitical pleasure from ill-gotten wealth. Actually - it's more like an organised crime ring ... but regardless - those days are over! The people will not tolerate a crooked finance system being protected by paid off politicians any longer.

WANTED-ex-CEOs
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Bankers Are Scared

Banks are scared of a Royal Commission ... but just not the one they think they will be facing. Will politicians and public servants who covered up bank crimes be held to account? Commissioner Hayne gets a shot at turning his Commission into something grand. Will he take it?  The banks are scared of something else too .... cryptocurrency ... our liberator?

Crytocurrency - Banks afraid
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Section 46 - Penaliser of the Tricky & Incompetent

The High Court has knocked out five Parliamentarians that were elected illegally but that's not all folks. There are penalties to be paid and the pollies are kidding themselves if they think this is over. Section 46 is more active than the pollies ... and High Court want to pretend.

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Turnbull Captured by FRESH

Turnbull wants to further erode your core rights and freedoms. The facial recognition program now being proposed is not about protecting you. It's about protecting your rulers. Ask the people of Barcelona how much they trust their government. Regardless how much you trust politicians now ... in the future there will be a crook in power that will abuse laws that have trashed your civil liberties.

Are you ready to have your personal information and face spread over a wide network without your permission? Does being filmed on CCTV already make you feel insecure or vulnerable? The Australian government wants to take your personal privacy and freedoms away in the name of National Security. But do you know the risks and pitfalls this will open up for the average law abiding citizen? How secure do you think Australia's data banks are? Will you be one of the first to have your ID hacked and your identity stolen?

Turnbull-snapped-FRESH
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The Emperors Are Finished

The elite are draining Australia's wealth and the people's freedoms. They do it by using well paid functionaries. These lackeys or stooges could very easily be considered traitors when you realise how much damage they have caused to our people and country. The dual citizenship debacle and CBA bank crises are an opportunity for reform.

Emperors-have-no-clothes
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Cashless Pollie Pay Card

Malcolm Turnbull seems keen to stop drug users receiving taxpayer money. A great idea - the rorts must be stopped. Cashless cards given to all chemically impaired recipients of taxpayer funds is the fair way to go ..... as long as it applies to all recipients of taxpayers' funds.

Pollie-Pay-Card
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Aussie Parliament A Shambles

The Australian Parliament has become an unworkable joke. Our Constitution has been disrespected and ignored. The politicians must face the consequences of their actions. We deserve far better from Mr Turnbull. He must close the Parliament down until the High Court sorts out this fiasco.

Malcom Turnbull - leader of dimwits & charlatans
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Section 51 - Our Power Over Money

A Republic must not weaken the protections we have against the authoritarian tendencies of government. Most people would opt for the status quo unless ironclad guarantees are in place to save what is good in the current system and add needed reforms that will enhance and improve our freedoms, rights and democracy. Section 51 contains powerful tools that allow us to control money. Don't let politicians kill off our ability to use them.

Beware-politicians-bearing-republics
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CBA The Terrorist's Choice

CBA has been exposed by AUSTRAC. Caught out assisting terrorists and drug traffickers moving money around the world. CEO Ian Narev's position is now untenable

Narev-has-got-to-go
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Section 44 - Protector of the Nation

Many Senators and Members of Parliament are sitting illegally. This means the laws they have passed are invalid. If managed properly we should be able to see political manipulation that has undermined our sovereignty reversed. The illegitimate politicians could be forced to repay all monies they and their offices have been paid.

Turnbull-member-for-banks
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The Elite Are Feeling The Heat

Recently the elite have been gathering in various places around the world. A few tid bits of their thoughts have reached the mainstream media. BRN lists some points showing how the actions of the elite and the politicians they control are working against the interests of the people they are supposed to be serving.

The-elite-are-a-little-worried
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Strengthen Your Mind - Prepare For Battle

Many of us have been badly damaged directly by bank malpractice and many more don't even know how badly they are being harmed. For banks and their lawyers it is not enough to steal hard earned assets. They must destroy clients financially and emotionally to limit the capacity to fight back. If we can heal ourselves and each other we can take the villains on effectively. It's all in the mind. Here we present some wonderful resources and tips to help strengthen our minds and improve our mindset. This works - it is simple but not easy. We have to commit to practicing what we learn on a daily basis. You can heal and you can become an effective force in the battle ahead.

Build-your-mental-strength
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Housing Affordability - A Rigged Game

Powerful vested interests are very keen to see the housing bubble continue to grow. Governments are not working to really solve the problem - in large part because they too profit from continued new construction and turnover of properties. This article reveals the truth about why home-ownership will very soon become an unacheivable  goal for most Australians.

Home ownership - unaffordable in Australia
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The BRN Gross Domestic Well Being Index

Have you noticed how much mental illness, drug & alcohol abuse, domestic violence and other societal ills exist in "wealthy" countries? There is a lot of unhappiness. Maybe the way we measure wealth and well being needs to be updated. BRN's CEO throws some ideas into the ring and wants some help developing them.

GDP-elephant-in-the-room
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The Paper Chains That Bind You

Most of us are being exploited one way or another. The laws that suppress and control us don't seem to apply to the elite. The government and legal system serves the elite and deliberately works against our interests. Part of the solution is to see our fundamental rights and responsibilities re-established, cherished and respected .... but first we have to recognise the paper chains that bind us while leaving the elite free to do as they please .... at our expense.

Paperwork-Mountain
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Banking News

Find the latest news and stories about banks caught out in illegal and corrupt activity from around the world.

News / Article Summary Go To Article

Our Farmers Will Be Heard

This coming round of the Royal Commission will reveal many sad stories and the horrific number of cases showing the ruthless and bad behaviour by bankers in the bush. Senator Williams sums it up very well “The stress on families, the marriage breakdowns, the suicides; there’s been a lot of harsh goings-on by the banks for too long and when it ­involves land, farms and breeding herds that have often been in the family for generations, you never get over (being forced off your land),”

Farmer-Phillott-Vs-Banker-Smith
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Will the Swiss vote for financial justice?

It is slowly dawning on people that a secretive and powerful private banking cartel controlling the world's finance system just might not be in the best interests of the bulk of people living in every country on the planet. The Swiss Vollgeld initiative aims to make the financial system safer by stripping banks of the power to create money. It will in effect turn their liquid deposits into "state" or "sovereign" money. This is a critical step in the reform process. Did you know that Aussies will be given the chance to vote for a very similar proposal in 2019?  It just makes no sense to have bankers exploiting powers that rightly belong to the people via their sovereign governments. This article is essential reading. #OzElection19 will give Aussies the chance to top what the Swiss are attempting. See below for how you can help.

Swiss-vote
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Unconscionable Banking Laid Bare

Have you ever wondered why a bank would default you when you've never missed a payment? Or why the bank would sell your confiscated property for much less than market value? Doesn't make sense to sell it cheap and leave you with a debt that could have been significantly reduced if not paid off in full. Well Natasha Keys spills the beans. From a banker's point of view it all makes perfect sense. It's a very dirty business .... as you will see.

Will-Hayne-drain-the -swamp?
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Landmark ANZ Justice?

ANZ CEO Shayne Elliott is not expecting any surprises at the Royal Commission. He feels that almost every aggrieved customer has been remediated. We'll see about that. There is a big difference between what a bank thinks is justice and what really compensates a ripped off client.

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Legal Parasites In Feeding Frenzy

Bankers flout the law every single day right around the world. The story in South Africa is very much the same everywhere. The only way to get justice for all users of bank services is to put  a stop to the abuses of law that enrich lawyers and bankers. The truth is these characters don't deserve champagne lifestyles ..... that are funded by crimes against their customers ..... and our country. Will the Australian Banking Royal Commission expose the truth? It's headed by a very well paid lawyer ..... time will tell.

Hayne-can't-believe-it
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Protect yourself - storm is coming

With government and banker created bubbles likely to pop ... what can you do to protect yourself? The hard truth is that for three decades Aussies have benefited from pure luck. The Australian economy has grown through a property bubble inflating on top of a mining bubble, built on top of a commodities bubble, driven by a China bubble. Time is just about up. Only genuine reforms can save us .... and it might be too late. Meanwhile some of these tips might help you survive.

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BOQ - Killer Of The Dream

It's not just the Big Four that engage in dodgy dealings. Bank Of Queensland top scores for home loan disputes.

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"The sky is falling" - Aussie banks in a spin over budget bank tax

Bank CEOs will very happily pay this minuscule bank levy .... it it stop a Royal Commission. This article shows how the elite are working against your interests. Lies and threats to scare people. What do you expect bank from CEOs, ratings agencies and market analysts to say? It certainly won't be the truth. The elite want us distracted, confused and frightened. Arguing about Labor or Liberal and this tax or that tax is keeping you right out of the real game. There is an important discussion that needs to be had but it won't happen while you are battling a phony fight in the wrong arena.

Narev-Thorburn-don't-like-levy
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Turnbull's Job At Risk

Turnbull's government could lose a vote in the House of Reps regarding a Royal Commission or Commission of Inquiry into the banks. If he loses the vote he loses the top job and the LNP could be defeated in an election. Turnbull stayed loyal to the banks above his countrymen for just a little bit too long. The lame duck is now a dead duck.

Turnbull-Banker
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Former ALP Qld Premier To Head Bankers' Association

Anna Bligh is now the head of the Australian Bankers’ Association. This tells us all we need to know about how politics works in Australia. Do not expect any politician - particularly one from the big two - to work in your interests .... or even the country's interests. Is there anyone - or any group - that will help drain the swamp in Canberra?

Bligh-ABA-New-Leader
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Press Releases

Press releases are issued from time to time to alert the media and the public about breaking news and stories from Bank Reform Now.

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Chairman Turnbull Wants To Snoop

Draconian laws enabling the government and its agencies to spy on every citizen are being planned. Governments always seek to expand their control over citizens. It does not have to be this way. It's just a matter of changing our attitude. Are we freedom loving Aussies that love our country and its people ...... or are we serfs happy to be ruled, controlled, monitored, fleeced and taxed from birth certificate to death certificate?

Turnbull-wants-to-snoop
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People Power - Join In!

Here is what you can do to spread the reform message right around the country. We will see criminal bankers jailed if we all work together to get real justice on the agenda. Download and print these two pamphlets and put them up ... on every relevant noticeboard from Perth to Sydney and all points between - North, South, East and West.

Time-To-Join-Together
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OzElection19 - Let's Get Started

The time has come. A facts a fact. The system's corrupt. It's time to act. The 2019 election might be our last chance to rescue our democracy, country and way of life. It is now very clear that politics is a circus designed to distract us from important issues. BRN will put the unmentionable issue on the agenda and encourage you to demand important structural reforms. Any politician that wants to be elected will know they must begin serving the people ... not the elite.


Turnbull-Shorten-No-Democracy
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RC Round 3

The Banking Royal Commission is next looking at small and medium sized businesses. Get involved now. See the BRN Vigil Flyer and CBA Boycott Pamphlet downloads below. Print them out and put them on noticeboards right around the country. If you want to turbocharge our road to justice get a BRN T-Shirt and hand out the Boycott Pamphlet to anyone that cares about sorting out the banks and the corruption that exists in Australia right now. Not everyone is awake but we really only need around 5% to take a stand with us to give us a very good chance of victory.

This battle is political - BRN is now in election mode - details below for OzElection19.

Banks-RC-Round-3
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CBA Boycott Begins

After years of government disregard for financial system criminality the people have decided to take matters into their own hands. By choosing to boycott CBA for at least 12 months people have decided to send a strong message to Malcolm Turnbull and the directors of CBA - a message that will be heard around the world. People have had enough of the rip offs and crime permeating the banking system. If a bank can't make adequate profits without crime then it is time to change the industry model. A new system is required and it may mean significant restructuring will be on the agenda - preferably before the next crisis.

Big-Bank-Bank-begins
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BRN KPI For BanksRC

Turnbull and the banks wanted a sham Royal Commission into the the finance sector. BRN has released 11 Key Performance Indicators to help us identify whether the Hayne inquiry is genuine or not. The Commissioner has the powers required to make sure each point is met. Will he do the job? Apart from successfully meeting the KPIs the other measure of the Commission's worth will of course be the brightness of the smile on the Turnbull dial.

BRN-RC-KPI
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Bankers Face Exile

It is inevitable that people will find the behaviour of bankers intolerable. In a world first, upper echelon Australian bankers will likely soon be shunned by a broad section of the community. We will have important reforms when we have the guts to take a united stand. We must demand our freedom, rights and privacy. We do that in part by laughing our tormentors out of their positions of power and influence. Shunning these characters is far easier and more effective than violent revolution. Eventually we will have our justice & freedom by developing and using an alternate system that suits our needs - not theirs. It is that simple!

Australian Public Shame & Shun the Bankers and Financial Institutions
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Sham Commission Must Be Opposed

The battle for a proper investigation into the financial system has intensified with Malcolm Turnbull's attempts to sabotage the upcoming Royal Commission with unsatisfactory terms of reference.

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BRN Activists Making Progress

On the anniversary of the BRN Tell The Truth To Turnbull Rally we present a summary showing how the campaign has progressed and what people can do to bring about real reforms that will make a big difference in the way we can live, work and play. Bank reform is just the first step if you want a harmonious and prosperous nation. It's a tough job but if we don't do it our kids will have a much tougher time making ends meet and affording a home of their own. The deck is stacked against us and if we keep voting left right ... left right ... nothing will change. We need to harness the power of the people to make sure that whichever party and politicians are in power we have them working in our interests.

Activist
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Have A Laugh And Other Issues

Enjoy a bit of satire and light relief or read about other topics related to the Bank Reform Now Campaign.

News / Article Summary Go To Article

Turnbull Speaks Out

Where there's joke there's fire. Will Australia's Prime Minister, Malcolm Turnbull, any other prominent politician or indeed any media superstar tell it how it is? We need them to start speaking out if we want meaningful reforms. Australia is being fleeced while our politicians sit and fiddle about. This "interview" gets to the point. More truth in five minutes than you'll see in the mainstream media in a lifetime.

Malcom Turnbull - Australian Prime Minister
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Pages

Top 4 Australian Banks - Under Scrutiny

AU Banks want much more than just the farm!
  - The world knows it, but do the people of Australia know it?
It's time to spread the word.


Flush and Dominant, Australia’s Banks Come Under Pressure

There is "...a growing storm in Australia over the size, power and conduct of the country’s four big banks."

"Long politically protected and immensely profitable, Australia’s big banks are now facing the biggest public outcry in a generation..."

"... Australia stands out. At a time when the world is considering what to do about banks that are too big to fail, Australia offers a glimpse of just how big — and how dominant — they can become."
Quoting From NY Times Article By A. ODYSSEUS PATRICK OCT. 14, 2016

Recent News & Articles

Bankers do not loan you money from deposits taken. They "...
Banks operate in a way that causes great harm to...
This coming round of the Royal Commission will reveal many...

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Tips & Resources to help you avoid or manage financial difficulty...

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